The LHA Risk-Managed Income ETF (RMIF) strives to provide a steady stream of income by actively overseeing a varied collection of fixed-income exchange-traded funds, with a primary objective of managing potential risks. Its investments encompass a wide array of debt instruments and preferred shares, including premium U.S. corporate bonds, government Treasury securities, inflation-protected securities (TIPS), preferred stocks, high-yield (or "junk") bonds, floating-rate debt, international corporate debt, and various mortgage- and asset-backed securities. Distinctively, the fund is not bound by any specific maturity dates or minimum credit rating requirements for its holdings. The process of selecting securities relies on a specialized analytical framework that assesses yield in conjunction with price and volatility patterns to pinpoint the most lucrative opportunities. Risk is managed through a flexible allocation approach that adapts to shifts in market prices and volatility. During challenging market periods, the fund strategically moves its exposure towards safer assets like TIPS, money market instruments, investment-grade bonds, or floating-rate debt to protect capital. In more favorable market environments, it will instead prioritize higher-yielding assets such as junk bonds, preferred equities, or emerging market bonds to maximize income. Investors should also factor in the cumulative fees if this ETF is incorporated into a larger fund-of-funds investment vehicle.
